July 9, 2026

Moving Into The Bear's Club Jupiter 2026: COI Guide

The Bear's Club Jupiter move-in 2026: ultra-private golf estate COI, gate access, HOA move-hour windows, and 26-ft truck rules.

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Last Updated: June 2026

TL;DR: Moving into The Bear's Club in Jupiter needs a Certificate of Insurance with $5 million to $10 million general liability on file 96 to 120 hours ahead. A vendor pass clears at the 24/7 staffed guard gate. The HOA window is 9 AM to 4 PM Monday through Saturday. Trucks over 26 feet stage at the gate for shuttle transfer. Local moves start at $135 per hour.

The Bear's Club is an ultra-private invitation-only golf community in Jupiter. Jack Nicklaus founded it in 2003 around his signature 18-hole, par-72 course. The community holds about 50 to 90 single-family estates on a low-density footprint. Home values often run $10 million to $50 million or more. To move into a Bear's Club estate, the carrier must file a Certificate of Insurance (COI) with the property manager. The crew clears a vendor pass at the 24/7 staffed guard gate. The truck loads only inside the HOA move-hour window.

Safebound Moving and Storage has run local moves across Palm Beach County since 2016. The carrier holds USDOT 2900155, MC 975408, and FL IM2839. It has 4.9 stars across 2,401 reviews and more than 35,000 moves done by trained, background-checked crews. The 100,000 square foot climate-controlled storage facility sits in West Palm Beach. Every Bear's Club booking starts with a written, price-locked estimate.

The sections below cover HOA pre-clearance, COI limits, gate access, move-hour windows, truck rules, and 2026 pricing.

The six takeaways below frame each COI requirement, gate access step, and HOA move-hour window for The Bear's Club Jupiter.

Key Takeaways

  1. Top-Tier COI Limits: The Bear's Club asks for a COI with $5 million to $10 million general liability. It names The Bear's Club HOA and property manager as extra insured, with a 30-day cancellation clause.

  2. 96 to 120 Hour Lead Time: The property office logs each COI and clears vendors 96 to 120 hours before move day. This is the longest lead window of any Palm Beach County estate community.

  3. Invitation-Only Member Gate: The 24/7 staffed guard gate uses a member-only entry list. It has many checkpoints and pin-coded or biometric access at some estate driveways.

  4. Move-Hour Window: The HOA caps activity at 9 AM to 4 PM Monday through Saturday. Sundays and major federal holidays are not allowed.

  5. Truck and Shuttle Rules: Community streets cap trucks at a 26-foot box truck. A 53-foot trailer stages at the gate, and some side streets need a shuttle from the staging area.

  6. Architectural Review Board: The Bear's Club runs one of the strictest architectural review boards (ARB) in the Jupiter and Palm Beach Gardens area for any post-move exterior change.

The six sections below map each Bear's Club step from COI submission through the guard gate to estate-staff handoff.

What Are The Bear's Club HOA Move-In Rules?

The Bear's Club asks every resident to file a move-in notice with property management before the carrier arrives at the guard gate. The notice lists the move date, the carrier name, the truck length, the lead driver, and a backup date. The property office logs the form, requests a COI, and adds the mover to the gate pass list. The community is invitation-only. So every vendor passes through a tighter screen than a standard gated club. A 30-day lead time keeps the process clean.

The community also runs an architectural review board for any post-move exterior change, such as a paver swap, a landscape redesign, or a screen room build. The ARB review is separate from move-day rules. It is worth flagging early because it is one of the strictest in the area. For broader Florida moves outside the gates, see the long distance movers within Florida page.

What COI Limits Does The Bear's Club Require?

A Certificate of Insurance is a one-page form that proves the carrier holds active general liability and cargo coverage. The Bear's Club asks for a COI with $5 million to $10 million per occurrence general liability. This is the highest tier of any Florida HOA. It reflects estate values that often run $10 million to $50 million inside the gates. The Bear's Club HOA and the property management firm must be named as extra insured. A 30-day cancellation notice clause is standard for the bylaws.

A licensed carrier files the COI 96 to 120 hours before move day. This is the longest lead window of any Palm Beach County estate community. Day labor and unlicensed help cannot give a COI because they do not carry the policy. The COI shields the resident from fault if a crew scuffs a clubhouse wall, dents a gate arm, or marks a cart-path edge near the Nicklaus course. The lead time lets the office log the COI, share it with the guard gate, and check that the limits match the bylaws.

How Do Movers Get Gate Access at The Bear's Club?

Movers enter The Bear's Club through a 24/7 staffed guard gate after the resident pre-clears the carrier with property management. The resident lists the carrier name, the lead driver, and the truck plate through the resident portal. The gate issues a vendor pass 96 to 120 hours before move day. Security checks photo IDs against the cleared list at the main gate. Some estates run a second checkpoint with pin-coded or biometric access at the driveway. If the names do not match, the truck is turned away.

The Bear's Club also lines up the move with estate staff. Most homes carry a house manager, a housekeeper, a gardener, and sometimes on-site security. Safebound confirms the staff handoff and shares driver names and truck plates ahead so the gate clears the crew on the first try. For nearby logistics, see the Moving to Palm Beach or Jupiter guide.

What Are the Approved Move Hours at The Bear's Club?

The Bear's Club limits moving activity to 9 AM to 4 PM, Monday through Saturday. Sundays and major federal holidays are not allowed. Some estates inside the gates need a tighter two-hour window for the truck arrival. This lets security plan staffing and line up with estate staff. The window covers both arrival and departure, so the crew must wrap by 4 PM. A move past the cut-off can trigger a fine.

Many Bear's Club owners come from New York, New Jersey, and Connecticut. A smaller share come from Midwest ultra-high-net-worth markets, plus an occasional international owner whose attorney handles the close. A Northeast to Florida load needs 5 to 10 transit days. A 3-bedroom estate load takes 6 to 9 hours with a 4-mover crew. A full Bear's Club estate often runs across many days. See the interstate movers page for full route detail.

What Are the Truck Size and Shuttle Rules?

The Bear's Club caps moving vehicles at a 26-foot box truck on community streets. A 53-foot trailer cannot enter the guard gate. When a long-distance load arrives on a full trailer, the carrier stages the truck at the gate and shuttles goods to the estate in a 26-foot box truck. Some side streets near the lake and the cart paths need a smaller shuttle from the staging area. Wider trucks cannot turn into the driveways. Safebound locks in the right truck size during the quote.

The HOA also asks crews to avoid parking on grass, blocking driveways, or marking curbs, irrigation lines, and cart paths near the Nicklaus course. Floor runners and door-jamb pads are standard for an estate load-in. For high-value pieces like a Steinway, gallery art, or wine storage between closing dates, see the luxury storage service page.

How Does The Bear's Club Compare to Other Jupiter Estate Communities?

The Bear's Club sits at the top of the Jupiter and Palm Beach Gardens estate cluster. It has stricter COI limits, longer lead times, and a tighter move-hour cut-off than nearby Frenchman's Reserve, PGA National, BallenIsles, and Admirals Cove. The COI limit, the move-hour window, and the truck cap matter when a resident books a date. The table below shows the side-by-side rules so owners can plan a Bear's Club move against the area benchmark.

Community COI Limit Move Hours Truck Cap
The Bear's Club $5M-$10M 9 AM-4 PM Mon-Sat 26 ft + shuttle
Admirals Cove Jupiter $2M-$5M 9 AM-5 PM Mon-Sat 26 ft / 10,000 lb
Frenchman's Reserve $1M-$5M 9 AM-5 PM Mon-Sat 26 ft / 10,000 lb
BallenIsles Country Club $2M-$5M 9 AM-4 PM Mon-Sat 26 ft / 10,000 lb
PGA National $1M-$5M 9 AM-5 PM Mon-Sat 26 ft box truck
Old Palm Golf Club $2M-$5M 9 AM-5 PM Mon-Sat 26 ft / 10,000 lb

Seasonal rates may vary.

Illustrative requirements. Final figures set on a written estimate after a visual or video walkthrough.

A local move in Jupiter runs $135 to $225 per hour based on crew size. The base rate is $135 per hour for a 2-mover crew and one truck. A 3-mover crew runs $180 per hour. A 4-mover crew runs $225 per hour. Every local move bills a 3-hour labor minimum plus 1 travel hour. So the starting cost is $540. A visual or video walkthrough on every booking backs a written, price-locked estimate with no hidden fees. For packing help on staged-out rooms, see the pro packing services page.

8 Things to Confirm Before Your Bear's Club Move

  1. HOA notice filed 30+ days out: Send the move-in notice to The Bear's Club property management 30 or more days ahead. Confirm the office logged it and sent back the rule packet.

  2. COI on file 96 to 120 hours out: Ask the carrier to email the COI with $5 million to $10 million per occurrence general liability. The Bear's Club HOA and property manager must be named as extra insured.

  3. Guard gate vendor pass cleared: Add the carrier, lead driver, and truck plate to the resident portal so the 24/7 staffed guard gate issues a pass on time.

  4. Estate staff handoff scheduled: Confirm the house manager, housekeeper, gardener, and security team are briefed on the arrival window and the staging route.

  5. Move-hour window in writing: Confirm the HOA's okayed 9 AM to 4 PM Monday-Saturday window, plus any tighter two-hour estate slot. Then share with the carrier.

  6. Truck and shuttle locked in: Confirm the truck is a 26-foot box truck for the gate. Make sure a smaller shuttle is set if the driveway sits on a tight side street.

  7. ARB packet ready for renovations: If a paver, screen room, or landscape project is planned soon, prep the architectural review board packet before move-in. The ARB is one of the strictest in the area.

  8. Florida IM license check: Verify the carrier IM number at fdacs.gov before signing the price-locked estimate.

Frequently Asked Questions

What kind of community is The Bear's Club?

The Bear's Club is an ultra-private invitation-only golf community in Jupiter. Jack Nicklaus founded it in 2003 around his signature 18-hole, par-72 course. The community holds about 50 to 90 single-family estates on a low-density footprint. Home values often run $10 million to $50 million or more. A 24/7 staffed guard gate controls entry.

What COI limits does The Bear's Club require?

The Bear's Club asks for a Certificate of Insurance with $5 million to $10 million per occurrence general liability, the highest tier of any Florida HOA. The Bear's Club HOA and the property manager must be named as extra insured. A 30-day cancellation notice clause is standard for the bylaws.

How far ahead does the carrier file the COI?

The COI should be filed with property management 96 to 120 hours before move day, the longest lead window of any Palm Beach County estate community. The lead time lets the property office log the COI, share it with the guard gate, and confirm the limits match the bylaws.

Can a resident move into The Bear's Club on a Sunday?

No. The Bear's Club caps move-hour activity at 9 AM to 4 PM Monday through Saturday. Sundays and major federal holidays are not allowed under the HOA bylaws. The community sets this rule to keep noise and traffic low on the estate streets near the Nicklaus course and clubhouse.

What if the moving truck is too big for The Bear's Club streets?

A standard 53-foot trailer cannot enter The Bear's Club because community streets cap trucks at a 26-foot box truck. When a long-distance load arrives on a full trailer, the carrier stages the truck at the gate. It then shuttles the goods to the estate in a 26-foot box truck, and sometimes in a smaller shuttle for tight side streets.

Does The Bear's Club use biometric or pin-coded access at homes?

Some estates inside The Bear's Club run a second checkpoint with pin-coded or biometric access at the driveway, on top of the main 24/7 staffed guard gate. The resident shares the access code with the property office, which clears the crew during the 96 to 120 hour COI window.

How does estate staff planning work on move day?

Most Bear's Club estates carry a house manager, a housekeeper, a gardener, and sometimes on-site security. The carrier lines up the arrival window, the staging route, and the room-by-room handoff with the house manager. This lets estate staff stage furniture, art, and personal goods in the right rooms without breaks in the chain of custody.

Does The Bear's Club review exterior changes after move-in?

Yes. The Bear's Club runs an architectural review board for any post-move exterior change, such as a paver swap, a screen room build, or a landscape redesign. The ARB is one of the strictest in the Jupiter and Palm Beach Gardens area. A project that skips approval can trigger a fine or a forced reversal, so packets should be ready early.

Do Northeast or international owners need a different process for a Bear's Club move?

The HOA rules are the same for every move. But a Northeast load from New York, New Jersey, or Connecticut needs an origin pack-up lined up 2 to 3 days ahead of the Florida arrival. Transit time runs 5 to 10 business days from the Northeast. International owners typically route the close and the COI filing through an attorney.

Ready to Book Your Bear's Club Move?

A Bear's Club move needs a 30-day HOA notice and a COI with $5 million to $10 million per occurrence limits. It names The Bear's Club HOA and property manager as extra insured. A vendor pass clears at the guard gate 96 to 120 hours out. A 26-foot box truck cap is set, with a 53-foot trailer staged at the gate. Move hours run 9 AM to 4 PM Monday to Saturday. Working with a licensed carrier that knows Jupiter ultra-luxury estate rules is the difference between a clean move day and a turned-away truck. Call 561-510-7191 or visit Safebound Moving and Storage to lock in your date, crew size, and COI filing in one call. Hours: Mon-Fri 8:30am–9pm | Sat-Sun 10am–6pm.

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Sources & References

Safebound Moving & Storage is licensed, insured, and certified throughout Florida and the continental United States. USDOT 2900155 | MC 975408 | FL IM2839. BBB Accredited. Forbes Featured. Verify at fdacs.gov or safer.fmcsa.dot.gov.

About the Author

Leo Cavaretta | Moving Industry Specialist, Safebound Moving & Storage

Leo Cavaretta is a moving industry specialist at Safebound Moving & Storage, a licensed carrier based in West Palm Beach, Florida (USDOT 2900155). Leo specializes in interstate moving regulations, USDOT compliance, residential relocation, and moving cost transparency, helping customers navigate the full moving process, from written, price-locked estimates with transparent pricing and no hidden fees to long-distance logistics, with confidence. Since 2016, Safebound has completed more than 35,000 residential and commercial relocations across all 50 states. Safebound holds USDOT 2900155, MC 975408, and FL IM2839, and is BBB Accredited. Get a free quote or learn about Safebound Moving & Storage.

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